How to File a Complaint Against a Debt Collector
If a debt collector harasses you, lies or ignores your rights, you can report it. Here is where to complain, what to include and what happens next.
Topic
Dealing with Collectors
Your rights, what to say on the phone, and how to respond to a court summons.
Debt Collectors and Texts, Emails and Social Media
Debt collectors don't just call anymore. Here are the rules for collection texts, emails and social media messages, and how to opt out of the ones you don't want.
Zombie Debt: What to Do When an Old Debt Comes Back
A debt you thought was long gone suddenly shows up again, often from a company you've never heard of. Here is how to check it before you pay a cent.
What Is a Debt Buyer?
If a company you've never heard of says you owe it money, it may have bought your old debt. Here is how debt buying works and what your rights are.
How to Tell a Debt Collector to Stop Contacting You
You have the right to tell a debt collector to stop contacting you, or to limit how and when they reach you. Here is how to do it in writing, and what it does and doesn't change.
Can a Debt Collector Contact Your Employer or Family?
Many people worry that a collector will tell their boss or family about their debt. Federal rules limit what collectors can say to other people. Here is what's allowed and what isn't.
Medical Debt in Collections: Your Options
Medical bills are one of the most common reasons people end up in collections. Here is how to check the bill, ask for financial help, deal with collectors and protect your credit.
What to Do If You’re Sued for a Debt
Being served with court papers over a debt is frightening, but ignoring them is the worst thing you can do. Here is what to do first, and where to get free help.
Wage Garnishment: What It Is and How to Respond
Wage garnishment lets a creditor take part of your paycheck, usually after winning a court judgment. Here is how it works, the federal limits and what you can do.
Fake Debt Collectors: How to Spot a Scam
Scammers pose as debt collectors to scare people into paying debts they don't owe. Here is how to tell a real collector from a fake one, and what to do.