How to Ask a Debt Collector to Prove a Debt
If a collector contacts you about a debt you don't recognize, or the amount looks wrong, you can make them back it up. Here is how the validation notice and a dispute letter work.
Topic
Dealing with Collectors
Your rights, what to say on the phone, and how to respond to a court summons.
Time-Barred Debt: What to Do About Old Debts
If a collector is asking about a debt that's years old, it may be past your state's time limit for lawsuits. Here is what that means, and why you should be careful before paying.
What to Do When a Debt Collector Calls: Your Rights
A collector's call can be stressful, but federal law limits what they can do. Here is what to say, what to ask for and what to do next.