What Is Debt Settlement and How Does It Work?
Debt settlement means negotiating to pay less than you owe. Here is how settlement programs work, what the rules say about fees, and the risks to weigh first.
Topic
Debt Relief Options
Settlement, consolidation, management plans and bankruptcy, with the trade-offs of each.
Debt Consolidation Loans: How They Work and Who Qualifies
A consolidation loan rolls several debts into one fixed payment. Here is how it works, who usually qualifies, what it costs and the mistakes to avoid.
Debt Settlement vs. Debt Consolidation: Which Fits Your Situation?
Both promise one simpler path out of debt, but they work in very different ways. Here is how each one works, what it costs and who it fits.